FHA Home Loans

Insured by the Federal Housing Administration, these loans have features that make financing more obtainable for first-time home buyers.

What is an FHA Loan?

FHA loans are available to homebuyers who plan to make a low down payment (as little as 3.5 percent). There are no maximum income or earning limitations, and fixed-rate loans are available.

Key Aspects to Remember:

  • If you need financing for more than 80% of your home value, the FHA loan is a good option to consider.
  • FHA loans do not carry prepayment penalties, giving you the flexibility to refinance or pay off your mortgage early without incurring any fees.

Popular Among:

  • First-time Homebuyers
  • Buyers who meet FHA lending guidelines

How much house can you afford? Find out with our Mortgage Calculator.

At one of our partner banks, a mortgage professional will answer any question you may have, and he or she will walk you through the loan application process.

Call us at (812) 615-0137 to get started.

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If you have any questions about getting started on your new home, we’re here to help!

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