Home Financing

We partner with several local banks to facilitate the best homebuilding and financing experience possible.

Home Financing Options

There are many decisions to make when buying a home. We like to make selecting a loan program one of the easier decisions. In partnership with several local banks, we offer a variety of loan programs to suit the needs of first-time homebuyers, experienced homebuyers, those planning to build. Learn more about our free construction financing that is available!

Conforming Loans

A conforming loan is a mortgage loan that follows or “conforms” to Fannie Mae and Freddie Mac established guidelines for the size of the loan and your particular financial situation.

FHA Loans

FHA loans are insured by the Federal Housing Administration. These loans are designed to help first-time homebuyers and experienced homeowners alike.

USDA Loans

USDA Guaranteed Rural Housing Loans are 30-year mortgages. Not just for farmers, USDA Loans also help families finance homes in rural areas.

VA Loans

VA loans are designed to provide long-term home financing to active military members and veterans.

Jumbo Loans

A jumbo loan, also known as “non-conforming,” is typically larger than $484,350 for a single family home, and exceeds the limits set by Fannie Mae and Freddie Mac.

Single Loan Close Construction Program

A single loan covers your construction costs and mortgage. One loan. One closing. One easy process.

Why Build With Reinbrecht Homes Today?

Through our established partnerships with local banks, interest rates are competitively low for Reinbrecht customers. Use our handy mortgage calculator to figure your approximate monthly mortgage payment so you can determine a budget that is affordable for you.