Home Financing Options
There are many decisions to make when buying a home. We like to make selecting a loan program one of the easier decisions. In partnership with Evansville Teacher's Federal Credit Union and Springs Valley Bank and Trust, we offer a variety of loan programs and up to $2,000 in closing cost assistance* to suit the needs of first-time homebuyers, experienced homebuyers, those planning to build. Learn more about our free construction financing that is available!
A conforming loan is a mortgage loan that follows or “conforms” to Fannie Mae and Freddie Mac established guidelines for the size of the loan and your particular financial situation.
FHA loans are insured by the Federal Housing Administration. These loans are designed to help first-time homebuyers and experienced homeowners alike.
USDA Guaranteed Rural Housing Loans are 30-year mortgages. Not just for farmers, USDA Loans also help families finance homes in rural areas.
VA loans are designed to provide long-term home financing to active military members and veterans.
A jumbo loan, also known as “non-conforming,” is typically larger than $484,350 for a single family home, and exceeds the limits set by Fannie Mae and Freddie Mac.
A single loan covers your construction costs and mortgage. One loan. One closing. One easy process.
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